Galax Insurance


949-C East Stuart Dr, Galax, VA 24333



(276) 236-2297

Small Business Liability Insurance in all localities throughout Virginia, USA

Small Biz Owner

Small businesses face many of the same risks as larger companies, but don't have the same resources to fall back on if something goes wrong. That's where a small business insurance policy comes in. This policy can reimburse you for certain forms of loss, giving you the time and support you need to get back on your feet and resume your normal operations. This coverage is so important that over 90% of small businesses see it as a worthwhile investment even when they don't have a lot of cash to spare.

When you're choosing a policy, Galax Insurance agents can ensure that the policy's limit is high enough to cover your risks. The fact that your business is small doesn't shield you from costly claims, so it's important to obtain the best coverage you can as soon as your company's growth permits. In particular, be sure to increase your policy's limits as your company's revenue grows.

Small Business Coverage

As explained by the Small Business Administration, there are three types of liability coverage that small businesses commonly need:

Most companies can get by with these three types of small business liability insurance. However, you may need additional coverage if your operations are high-risk enough that a standard policy won't cover them. If you're not sure whether or not your policy covers your operations, our agents would be happy to discuss your situation and make any changes that may be necessary.

Making Sure Your Business Can Get Coverage

Most small businesses can obtain liability insurance without trouble. The only common exceptions to this are companies that operate in industries that are particularly high-risk. For example, companies producing acids for industrial use may find it harder to get coverage. If you're worried that some aspect of your business will increase your premiums or make it more difficult to obtain coverage in the first place, call Galax Insurance today and ask for guidance. You may find that there is no problem getting insurance at all. And if there is, we may be able to help you reduce your risks and bring premiums into an affordable range.